La Playa Private Client: Insurance with Intelligence®

Your Insurance Concierge

La Playa: Insurance with Intelligence®

Wine Insurance

If wine is your passion, you’ll want access to your collection - to enjoy, to admire, to share; even just to walk in the stillness of the organic ageing process. But in a home cellar your wine is exposed to risk, which could affect the financial investment you’ve made in it:

What if…

…there’s a flood and the labels are washed off?

…heat affects the organoleptic quality and age-worthiness?

…failed aircon or chillers compromise ageing?

…you need to move your collection?

…you buy wine on your travels and it’s damaged before you get home?

…it turns out you under-estimated the value of your collection?

Fine wines derive their value from the aesthetic complexity and rarity they develop with age. Wines become more delicate with age, and extremes of temperature, variation in humidity and vibration can damage their quality and the predictability of their evolution. Which is why you need specialist advice and carefully crafted insurance.

What's covered?

La Playa can insure your wine separately, or as part of a portfolio policy covering your collections, homes, cars, boats. Our specialist fine wine insurance covers:

  • Physical loss or damage worldwide, including wine in transit
  • New acquisitions, up to 25% of the total amount insured
  • Loss of resale value due to labels being washed off or made illegible by flood or other accident
  • Loss of organoleptic quality and age-worthiness resulting from a sudden and unforeseen incident
  • Compromised ageing as a result of failed air-conditioning/chillers

You’ll also enjoy:

  • Preferential rates on concierge services: cellar management, selling/purchasing advice, authentication and valuation, wine and food matching advice, private wine tuition from a Master of Wine
  • Invitations to private wine tastings and ‘meet the maker’ events

Contact us to give your wine the protection and care it deserves.

“To take wine into our mouths is to savor a droplet of the river of human history”
- Clifton Fadiman

La Playa offers specialist cover for wines in domestic and warehouse storage and in transit. We can advise on reducing your exposure to common risks - read our advice on Safeguarding Your Wine Collection and What To Do if Your Wine Collection is Flooded.

Don't worry, wild sea-horses wouldn't bring us to share your details with anyone else!

See our Privacy Policy.

Glass if wine

Talk to us today.

We can help with…

Home Contents
Home Contents
Prestige Car Collectors
Art Collectors
Jewelry Collectors
Wine Collectors
Wine Collectors
Historic Property Owners
Historic Property
Yacht and Superyacht Owners
Yachts and Superyachts
Private Aviation
Private Jet
Travel Insurance

La Playa Private Client is your complete insurance solution, making it simple to insure everything you own and care about. Property, yachts and superyachts, high-performance and classic cars, private jets, art, wine, jewelry collections and more - alongside your liabilities.

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Specialist & Independent

La Playa's Personal Risk Concierge service means advice
you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, expert advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in New York & London

As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Hartford.

The La Playa Way:
Personal Risk Concierge

Our specialized and unique expertise to take care of all your needs


Careful listening to really understand your needs and priorities


As much help as you need with completing forms to provide risk information


A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it


An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions


Careful monitoring of the carriers’ financial strength, claims and customer service


An independent recommendation of the best policy for you - and why


Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies
*subject to insurer availability


An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories


Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down


A dedicated advisor so you can speak to the same person each time.


Expert guidance on valuations, security and risk management, and connecting you with specialist advisors and suppliers


Direct phone and email access to your adviser for questions and advice.


Policy documents emailed to you - no logins and passwords to remember


An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement

La Playa’s Personal Risk Concierge promises only the best, ensuring that every client we work with is given utmost priority.
No call centers, hold music, hidden fees. With La Playa, you are our most important client.

Your Personal Risk Concierge Service...

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