The definition of 'property' in the arts and entertainment varies widely - from digital assets to hired-in equipment to props, set, wardrobe, merchandize on tour and sheet music. We'll guide you on how much to insure for so that you avoid the trap of under-insurance, which could cost you dearly...
What if...
What's covered?
Earthquake Cover is normally excluded in some states, so it's important to check whether you need a separate policy.
Flood Insurance hit the headlines after Superstorm Sandy. We can help you protect your assets and income from losses caused by a flood (which includes seepage and backup of water). If you're are located in a high hazard flood zone, you'll need to purchase the FEMA plan and may even need excess flood coverage too.
We can also help with Crime Insurance, which protects your organization against theft of money by staff - acting alone or in collusion with third parties.
Property: computers, audio visual equipment, offices
Consequential Loss: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure)
General Liability: cover for compensation payments arising from damage to third party property or personal injury
Workers' Compensation: for injury and illness to employees and freelancers
Errors & Omissions: helping to defend you against allegations of libel, slander, infringement of copyright, breach of confidentiality
Directors' & Officers' Liability: protecting decision-makers against alleged mismanagement of the organization
Travel & Touring: trip cancellation, medical expenses, passport replacement, loss of baggage
Specialist Cancellation Insurance: cover against financial loss as a result of cancellation, abandonment, postponement or re-scheduling of an event. As an artist manager, you can opt to insure your highest earning artists/authors with a “friends and family” type policy – entirely flexible and designed to cover areas where your income is most vulnerable - without breaking the bank. Some problems are worth losing sleep over. We believe insurance isn’t one of them. More >
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The arts present a very specific set of risk exposures – and now your digital and online risks can expose you globally. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization.
Our policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk. The show must always go on - insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast.
At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective!