La Playa Fine Art: Insurance with Intelligence®

Worldwide Protection for Art Galleries & Collections

La Playa: Insurance with Intelligence®

Errors & Omissions Insurance

When Things Go Pear-Shaped – and it’s your fault

If your work involves selling your knowledge, services and expertise to others, then Errors & Omissions insurance (E&O) is a must. It’s an essential piece of armor for anyone who could be sued for making a mistake.

In this everything-by-yesterday world, even the most respectable company can find itself in dispute with a client over an error, a delay or alleged breach of contract.

E&O insurance provides indemnity for losses you are legally liable for if you make a mistake or are negligent, or if your product or service is defective, inadequate or fails to perform.

What if...

Allegations are unexpectedly made against your business for:

  • Negligence or breach of duty of care.
  • Negligent mis-statement & defamation – unwitting or intended comments.
  • Infringement of intellectual property rights including copyright, performance and broadcasting rights.
  • Breach of contract.
  • Dishonesty of your partners, directors, employees or freelancers.

Failure to defend your business adequately could cause irreparable reputational damage - not to mention the financial implications.

Errors & Omissions insurance helps with:

  • Indemnification and Defense costs: legal expenses cover to defend your cause in a dispute.
  • Rectification: the carrier may pay to rectify the problem to mitigate costs and avoid an expensive liability claim.
  • Outstanding fees: If a dissatisfied client threatens legal action and defaults on fee payment, the policy can cover outstanding fees.

We can help you review your contractual obligations to identify the extent of indemnities that your clients require.

Errors & Omissions Insurance

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How We Can Protect Your
Art & Business

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Travel and Personal Accident
Travel and Personal Accident

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Specialist & Independent

ur in-depth understanding of the unique risk exposures in the art world means we speak your language - and we can save you time and hassle in the event of a claim. Our expertise is backed up with efficient and highly personal service and our wealth of experience spans over 50 years.

Whatever your specialism, we’ll take a creative and innovative approach to structuring your Fine Arts insurance programme and select for you an insurer who demonstrates understanding and experience of your field. We’ll support you with great advice - helping you manage your risks and make good decisions to protect your organization or collection.

At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective.

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for media and digital
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across US and UK
Fine Art

Are You Ready To Step Up Your Insurance Protection?

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