Intelligent insurance for laboratories and R&D companies
Protect the fruits of your invention
Biotech | Contract Research | Medical Device Development | Analytical Labs | Micro & Nano Engineering Labs | Environmental Testing Labs | Agribusiness | Toxicology Labs | Life Science Incubators & Trade Associations
Bullet-proof your enterprise with Lab Insurance from La Playa - specialist packages for start-up, early stage and mid-size research and development businesses.
Working in R&D, you need specialist advice and insurance from a broker who really understands you. The way you raise and spend capital, conduct R&D operations, create critical research materials and data, develop novel products and deliver services all demand new thinking when it comes to arranging insurance.
La Playa's Lab Insurance is a practical, modular solution that starts with Workers' Comp and General Liability and builds in other covers as and when you need them, meaning you only pay for the insurance you need, when you need it.
Workers' Compensation: covers your liability to employees for injury or illness arising from their work.
General Liability: protecting your business against allegations of negligence resulting in third party injury or property damage.
Errors & Omissions: dealing with allegations of service failure or poor performance.
Property: protecting your physical assets including buildings, improvements (such as lab fit-outs), office & lab machinery & equipment, computers, stock, lab books, prototypes and R&D materials – even mobile equipment.
Consequential Loss: protecting your income streams when there’s an unexpected interruption to business operations (such as accidental damage, fire, flood, power-outage or terrorist event).
Stock deterioration: critical protection for loss arising from malfunction or loss of power to fridges or freezers.
Errors & Omissions | Clinical Trials Liability | Directors’ & Officers’ Liability | Intellectual Property Insurance | Medical Malpractice | Inland Marine Insurance
We make the complex simple – the application process is quick and easy and entirely without obligation.
Download: Science & Technology Brochure
Quote within 24 hrs
Insurance brokers who understand and work with technology companies are a rare breed, to be highly recommended.
La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your business.
Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.